年初至今股价涨幅超20%的宁波银行正式实施分红,每10股派发现金红利3元

Core Viewpoint - Ningbo Bank has announced a cash dividend distribution, joining the trend of A-share listed banks increasing their dividend payouts, with a total expected payout exceeding 260 billion yuan across more than 20 banks [1][2] Group 1: Dividend Distribution - Ningbo Bank will distribute a cash dividend of 3 yuan per 10 shares to shareholders registered by December 16, based on a total share capital of 6.6036 billion shares [1] - The trend of increased dividend payouts is supported by regulatory encouragement for banks to enhance dividend frequency and amounts, attracting more dividend-sensitive investments [1] Group 2: Financial Performance - As of September 30, 2025, Ningbo Bank's total assets reached 3.578396 trillion yuan, marking a 14.5% increase from the beginning of the year [2] - The bank's loan and deposit growth rates are both above 10%, with total loans and advances at 1.716823 trillion yuan (up 16.31%) and total deposits at 2.047804 trillion yuan (up 11.52%) [2] - The bank maintains a low non-performing loan ratio of 0.76% and a provision coverage ratio of 375.92%, indicating strong asset quality and risk mitigation capabilities [2] Group 3: Market Performance - Ningbo Bank's stock price has increased over 20% year-to-date, with a current price-to-earnings ratio of 6.38 and a price-to-book ratio of 0.85, alongside a dividend yield of approximately 3.2% [1] - The bank's net interest margin stands at 1.76%, outperforming the industry average of 1.42% and the city commercial bank average of 1.37%, showcasing its competitive edge in profitability [2]