拟斥资不超15.5亿元增资长银五八，长沙银行持股比例升至74.96%

Core Viewpoint - Changsha Bank plans to increase its investment in its subsidiary, Changyin 58 Consumer Finance Co., Ltd., by up to 1.55 billion yuan, raising its ownership from 56.66% to 74.96% [1] Group 1: Capital Increase Details - The registered capital of Changyin 58 will increase from 1.124 billion yuan to 1.945 billion yuan following the capital increase [1] - Tongcheng Holdings, the third-largest shareholder, will transfer its 114 million shares to Changsha Bank at a price of 1.8877 yuan per share, totaling 215 million yuan [1] - After the transfer, Tongcheng Holdings' shareholding will decrease from 190 million shares to 76 million shares, reducing its ownership to 3.91% [1] Group 2: Shareholder Changes - Beijing Urban Neighbor Information Technology Co., Ltd., associated with 58.com founder Yao Jinbo, will not participate in the capital increase, leading to a decrease in its shareholding from 26.43% to 15.27% [1] Group 3: Financial Performance - As of the end of 2024, Changyin 58's total assets were 29.62 billion yuan, with a net asset of 3.58 billion yuan [2] - For the fiscal year 2024, the operating revenue was 2.986 billion yuan, down 7.6% year-on-year, and net profit was 34 million yuan, a decline of 95% [2] - By September 30, 2025, total assets increased to 34.655 billion yuan, with a net asset of 3.603 billion yuan, and operating revenue for the first three quarters was 1.674 billion yuan, with a net profit of 21 million yuan [2] Group 4: Motivation for Capital Increase - The capital increase aims to strengthen Changyin 58's capital base and enhance its risk resistance capabilities for stable operations [3] - Changsha Bank's financial performance supports this move, with steady revenue growth from 22.868 billion yuan in 2022 to 25.936 billion yuan in 2024 [3] - The net profit of Changsha Bank also showed consistent growth, reaching 6.557 billion yuan in the first three quarters of 2025, a 6% increase year-on-year [3]