Core Insights - The People's Bank of China Jiangxi Branch has implemented the fund flow platform as a key initiative to enhance the credit system for small and micro enterprises and deepen inclusive finance [1][2] - Jiujiang Bank Ganzhou Branch actively promotes the application of the fund flow platform to address financing challenges faced by local small and micro enterprises, leveraging data to reshape inclusive financial service models [1][2] Group 1: Fund Flow Platform Implementation - The fund flow platform is utilized to improve the credit system for small and micro enterprises through policy promotion and specialized training [1] - Jiujiang Bank Ganzhou Branch has integrated the fund flow platform into its inclusive finance priorities, optimizing the credit approval process and forming a specialized service team [2] Group 2: Financial Support for Enterprises - A specific case is highlighted where a manufacturing company received a 3 million yuan unsecured credit loan through the fund flow platform, alleviating its financial pressure for raw material procurement and equipment upgrades [1] - As of November 2025, Jiujiang Bank Ganzhou Branch has provided credit support to 258 small and micro enterprises, issuing 996 loans totaling 2.178 billion yuan, with a remaining balance of 1.785 billion yuan [2] Group 3: Future Plans - The bank plans to continue leveraging its advantages to focus on the needs of technology-driven and innovative small and micro enterprises, optimizing platform application processes for more precise data utilization and efficient financial services [2]
九江银行赣州分行借力资金流平台激活企业发展动能