存款20万，可以不上班吗？

Core Insights - The article discusses the importance of having a stable income source while exploring side business opportunities, emphasizing that financial independence requires careful planning and a reliable income system [7][12]. Group 1: Side Business Opportunities - A group member successfully earned a commission of 30,000 yuan through a group buying CPS project, highlighting the potential of side businesses during peak sales periods like Double Twelve [3]. - The member expressed a desire to focus on vertical small store sales, indicating a shift towards entrepreneurship [6]. Group 2: Risks of Leaving Employment - The article warns against impulsively quitting a job based on short-term success in side ventures, citing an example of a peer who faced anxiety and instability after leaving their job [10]. - It stresses the importance of having a financial cushion of 12 to 24 months of living expenses before making the decision to leave a job [11]. Group 3: Financial Independence - The discussion emphasizes that financial independence is not solely about savings but also about having a sustainable income-generating system [12]. - The article poses a critical question: if one were to stop working tomorrow, how would they earn money? This highlights the need for a solid plan beyond just accumulating savings [12].