Interested in SoFi Technologies? Mark Your Calendar for Jan. 26.

Core Insights - SoFi Technologies has experienced a significant stock price increase of 465% over the past three years, with a 70% rise in 2025 alone, indicating strong financial performance [1][3] - The stock is currently 18% below its peak, suggesting a potential buying opportunity for investors [1] - The company is set to report its fourth-quarter 2025 financial results on January 26, which will provide insights into its performance and future guidance [3] Financial Performance - SoFi has consistently exceeded Wall Street consensus estimates for earnings per share for 13 consecutive quarters, indicating a conservative outlook from management [4] - The company has a market capitalization of $33 billion, with a current stock price of $26.29 [5][6] - SoFi's gross margin stands at 60.33%, reflecting strong operational efficiency [6] Growth Indicators - Investors are advised to monitor customer additions and sales growth in the upcoming Q4 results, particularly focusing on loan originations and fee revenue [6] - The company is now generating consistent profits, with expectations for a significant year-over-year increase in net income for the fourth quarter, showcasing a scalable business model [6]