上海通信局下架处理4款金融小程序，今年32家金融机构涉侵权

Core Viewpoint - The Shanghai Municipal Communications Administration has announced the removal of 38 apps (SDKs) that have violated user rights, with ongoing monitoring and potential further actions against these apps [1][3]. Group 1: Regulatory Actions - The Shanghai Municipal Communications Administration has accelerated compliance rectification of apps, publishing 10 batches of violating apps by December 19, 2025, compared to only 2 batches in the previous year [3]. - The regulatory body will continue to track the listed apps and may impose administrative penalties or include them in a list of poorly performing telecom businesses [1][3]. Group 2: Specific Apps Involved - Among the 38 apps, Shanghai Bank's "Shangxing Huixiangban" and three mini-programs from Zhong An Online Property Insurance were identified for issues such as lack of clear personal information processing rules and difficulties in account cancellation [1][3]. - The "Shangxing Huixiangban" program, launched on November 25, 2022, aimed to provide integrated services for small and micro customers but has been removed from WeChat [6]. Group 3: Data Protection Concerns - The issues highlighted include failure to clearly state personal information processing rules, difficulties in account cancellation, and unauthorized collection of personal information [3][5]. - The financial sector, particularly banks and insurance companies, faces increasing scrutiny regarding data security and personal information protection, with 32 financial institutions reported for improper handling of personal information [3][4]. Group 4: Regulatory Framework - The National Financial Supervision Administration has issued guidelines emphasizing data security, outsourcing management, business continuity, and personal information protection, outlining 18 requirements for mobile application management [4]. - The Ministry of Industry and Information Technology has intensified its regulatory efforts on personal information protection since November 2019, including the regulation of SDKs [4].