中华人寿深耕民生保障与数智转型 获“年度卓越成长价值公司”殊荣

Core Viewpoint - China United Life Insurance Company has been awarded the "Annual Outstanding Growth Value Company" honor, reflecting its strong operational capabilities and development potential in the民生保障 sector, as well as its commitment to social responsibility [1] Group 1: Business Performance and Growth - Since its establishment in 2015, China United Life has adhered to a steady development path, responding actively to the life insurance industry's focus on regular premium and value orientation, and steadily advancing business structure transformation [2] - In the first four months of 2025, the new business value of China United Life increased by 59% year-on-year, with the new business value rate rising by 16.64 percentage points, indicating initial success in business transformation and steady improvement in business quality [2] - The company has provided insurance protection and wealth management services to over 60 million people, with total risk protection amounting to nearly 10 trillion yuan [3] Group 2: Product Development and Customer Focus - China United Life has developed four pension annuity products to address the challenges of an aging population, enhancing long-term savings and pension protection functions [3] - The company has upgraded its major illness insurance and million medical insurance products to expand coverage and optimize claims processes, making quality health protection more accessible [3] - Inclusive insurance products have been launched for low-income and special groups, lowering underwriting thresholds and simplifying processes to extend insurance protection to a broader social spectrum [3] Group 3: Technological Empowerment and Service Optimization - Under the "Digital China" strategy, China United Life has leveraged technology to enhance overall operations, establishing a multi-layered risk management system and digitally transforming key areas such as underwriting, risk assessment, and claims [4] - The company has achieved a 99.44% online underwriting rate and a 92.72% automatic underwriting approval rate by utilizing advanced technologies like facial recognition and big data [4][5] - A five-dimensional customer service platform has been created to provide convenient, stable, efficient, and secure service channels, significantly improving service efficiency and customer experience [4][5] Group 4: Social Responsibility and Economic Contribution - China United Life actively participates in national strategic initiatives, contributing to sustainable economic development by investing in green energy and infrastructure projects [6][7] - The company has invested over 14.5 billion yuan in green projects and has established a support system for small and micro enterprises, providing risk protection for 130 such businesses [7] - The recognition as "Annual Outstanding Growth Value Company" affirms the company's achievements in operational philosophy, technological strategy, and contributions to the real economy [7]