利用业务便利牟取不正当利益，青岛恒天汽车保险代理被罚

Group 1 - The core viewpoint of the article is that Qingdao Hengtian Automobile Insurance Agency Co., Ltd. and its responsible personnel have been penalized for engaging in improper practices to gain unjust benefits [1] - The Qingdao Regulatory Bureau of the National Financial Supervision Administration imposed a fine of 160,000 yuan on the company for these violations [1] - Li Gang, the company's business director and head of the Jiaozhou Yinghai branch, received a warning and a fine of 40,000 yuan for his role in the misconduct [1]