人民银行等三部门：不得拒收现金！

Core Viewpoint - The People's Bank of China, in collaboration with the National Development and Reform Commission and the Financial Regulatory Administration, has issued regulations to uphold the legal status of the Renminbi and prevent the refusal of cash payments, ensuring a conducive environment for cash circulation alongside diverse payment methods [1][2]. Group 1: Regulations Overview - The newly released regulations aim to maintain the legal status of the Renminbi and address the issue of cash refusal, particularly by administrative bodies, public service units, and businesses [1]. - The regulations require that entities supporting cash payments must maintain adequate change reserves and ensure smooth cash transactions [1]. - Public service units and businesses are encouraged to consider the public's need for cash and potential emergencies when promoting digital services and innovating business models [1]. Group 2: Cash Payment Handling - If a public entity or business encounters a situation where a customer presents a large number of coins or small denomination notes that exceed their counting capacity, they must negotiate a solution or direct the customer to a bank for appropriate denomination exchange, and cannot refuse cash payment on this basis [2]. - Financial institutions acting as payment recipients must support the acceptance of cash payments [2]. - Individuals who experience cash refusal or discriminatory practices in cash payments can gather evidence and report to local branches of the People's Bank of China for legal recourse [2]. Group 3: Supervision and Compliance - The People's Bank of China and its branches have the authority to supervise and inspect cash refusal behaviors, and involved parties must provide accurate information and not obstruct or evade inspections [2].