Equifax Secures Additional Patents, Focused Mainly on Cloud based AI Solutions
EquifaxEquifax(US:EFX) Crowdfund Insider·2025-12-19 20:52

Core Insights - Equifax secured 27 patents in the second half of 2025, totaling 62 patents for the year, with a focus on artificial intelligence to enhance financial opportunities for consumers [1] - The company has nearly 700 issued or pending patents across 15 countries, emphasizing responsible AI and innovative customer-facing solutions [1] - Equifax's investment of approximately $3 billion in security and technology supports the development of the Equifax Cloud and custom data fabric, driving AI innovation and maximizing EFX.AI capabilities [2] Patent Innovations - The patent for Production-Ready Attributes Creation and Management enhances attribute management on Equifax Ignite® and InterConnect® platforms, facilitating quicker transitions from analytics to production [2] - A patent consolidating data sources for risk assessment validation accelerates decision-making by combining user-provided data and financial institution data through a single interface [2] - The Updating Attribute Data Structures patent improves automated prediction models by creating "trended attributes" from historical data, capturing behavioral patterns over time [2] - A machine-learning patent enhances risk assessment by integrating traditional and alternative data, providing a more comprehensive risk evaluation [2] - The Secure Online Access Control patent aims to prevent online fraud through a central security system that manages and protects digital resources [2] - Device-Agnostic Access Control Techniques create a unique "behavioral fingerprint" for users, improving security and user experience across devices [2] Company Overview - Equifax is a global data, analytics, and technology company that plays a crucial role in the global economy by assisting financial institutions, companies, employers, and government agencies in making critical decisions [3] - The company's blend of data, analytics, and cloud technology drives insights that empower decision-making and progress [3] - Headquartered in Atlanta, Equifax operates or has investments in North America, Central and South America, Europe, and the Asia Pacific region [3]

Equifax Secures Additional Patents, Focused Mainly on Cloud based AI Solutions - Reportify