天津金融监管局庞雪峰答21记者问：引导资源向新质生产力集聚

Core Viewpoint - The Tianjin Financial Regulatory Bureau has outlined significant achievements and regulatory effectiveness in the banking and insurance sectors during the "14th Five-Year Plan" period, emphasizing the importance of financial services in supporting high-quality economic development. Group 1: Financial Sector Growth - As of the end of Q3 2025, the total assets of Tianjin's banking sector reached 7.15 trillion yuan, a growth of 31.8% compared to the end of the "13th Five-Year Plan" period, while the insurance sector's total assets reached 264.115 billion yuan, marking a 101.3% increase [2][3] - The number of banking institutions in Tianjin has reached 94, and there are 82 insurance companies, with financial leasing companies ranking among the top in the country [2] Group 2: Risk Management - By the end of Q3 2025, the non-performing loan balance in Tianjin's banking sector was 57.846 billion yuan, with a non-performing loan rate of 1.16%, both showing significant reductions from the end of the "13th Five-Year Plan" [2] - The banking sector's provision coverage ratio was 231.6%, an increase of 77.9 percentage points compared to the previous period [2] Group 3: Support for Real Economy - The Tianjin Financial Regulatory Bureau has focused on supporting key construction projects and enhancing financial services for sectors such as manufacturing and real estate, with 236 real estate projects receiving credit support amounting to 118.2 billion yuan [3][4] - Loans in key service consumption sectors exceeded 600 billion yuan, demonstrating the financial sector's commitment to boosting consumption [5] Group 4: Innovation and Technology Financing - The city has initiated a "technology-industry-finance" cycle pilot, with loans to key technology innovation enterprises reaching 311.807 billion yuan by the end of Q3 2025 [5] - The financial sector has supported 11 pilot projects for technology enterprise mergers and acquisitions, with loan amounts exceeding 2.1 billion yuan [5] Group 5: Support for Small and Micro Enterprises - Since the establishment of a financing coordination mechanism for small and micro enterprises in October 2024, loans amounting to 122.15 billion yuan have been issued to 747,000 enterprises [6] - The balance of loans for small and micro enterprises with a single credit limit of 10 million yuan or less reached 402.846 billion yuan, which is 2.3 times that of the previous period [7] Group 6: Agricultural and Social Insurance - The agricultural insurance system has provided risk protection for 1.3842 million farming households, with insurance amounts reaching 71.846 billion yuan during the "14th Five-Year Plan" [8] - The health insurance and accident insurance sectors have expanded coverage to over 32 million elderly individuals, reflecting the financial sector's commitment to social welfare [8]