政府债券与金融债券有何区别？

Group 1 - The primary difference between government bonds and financial bonds lies in their issuers, with government bonds issued by various levels of government and financial bonds issued by approved financial institutions [1] - Government bonds are backed by government credit, resulting in a very low default risk, while financial bonds depend on the creditworthiness of the issuing financial institution, which carries a higher risk level [1] - The funds raised from government bonds are primarily used for public services and infrastructure, whereas financial bonds are used for the issuing institution's business development needs [2] Group 2 - Government bonds typically offer lower yields but have strong liquidity, making them easily tradable, while financial bonds generally provide higher yields to match their higher credit risk [2] - Government bonds are suitable for low-risk investors seeking stable returns, while financial bonds cater to investors with moderate risk tolerance looking for higher yields [2]