当下（2025年）房价成这样了，你会买房吗，为什么？

Core Viewpoint - The article discusses the challenges ordinary people face in purchasing homes, emphasizing that homeownership often requires significant financial sacrifice and long-term debt, making it increasingly difficult for the average person to afford housing [1][3][4]. Group 1: Housing Affordability - Most ordinary people are unable to afford homes without taking on long-term loans, often spanning 30 years, to secure a place to live and provide education for their children [3][10]. - The current housing prices are deemed unaffordable, with many individuals expressing a desire for prices around 2000 yuan per square meter, which is considered acceptable for the average person [7][9]. - Even with a stable income of 10,000 yuan per month over a 40-year career, an individual would only earn approximately 4 million yuan, making it challenging to afford a home that costs over 1 million yuan [9][10]. Group 2: Consumer Behavior - The financial burden of homeownership has led to a reluctance among ordinary people to spend money, as they prioritize saving for emergencies rather than engaging in what is perceived as excessive consumption [13][22]. - The average income for many individuals is between 3,000 to 5,000 yuan, with those earning over 10,000 yuan considered to have a high income, further complicating the ability to purchase homes [17][18]. - The necessity of homeownership for marriage and children's education drives some individuals to buy homes despite the financial strain, as it is seen as essential for family stability [25][30]. Group 3: Market Dynamics - The article notes that the current real estate market is not viewed as a viable investment for ordinary people, as purchasing a home is often seen as a loss rather than a gain [30]. - There is a distinction between ordinary buyers and those who have capitalized on market opportunities to upgrade their homes, indicating a divide in the housing market based on financial capability [27][29]. - The ongoing demand for property transactions can be observed through the number of people applying for property certificates, suggesting that despite challenges, there remains a persistent interest in home buying [31].