突然爆雷，人去楼空！有人投入700多万元

Core Viewpoint - Shenzhen Jinyafu Holdings Group Co., Ltd. is facing significant scrutiny due to delays in the redemption of certain financial products, raising concerns among investors and the market [1][3]. Group 1: Company Overview - Jinyafu was established in 2006 and is headquartered in Shenzhen, specializing in the gold and jewelry industry chain, offering a comprehensive range of services including cultural innovation, intelligent manufacturing, personalized customization, smart retail, gold recycling, refining, and logistics [1]. Group 2: Investment Products and Issues - Investors had purchased gold from Jinyafu and entrusted it to Shenzhen Boyao Chuangjin Guarantee Investment Co., Ltd. for investment returns, with an annual yield of around 8% [3]. - Starting from November 2025, investors began to notice delays in the redemption of financial products, with one investor reporting an investment of over 2 million yuan that was not redeemed as scheduled [3][6]. - The investor had signed two contracts: one for purchasing gold from Jinyafu and another for entrusting the gold to Shenzhen Boyao for investment, but had never seen the physical gold [3]. Group 3: Company Relations and Structure - Shenzhen Boyao was established in 2015, with shareholders and key personnel including Xie Huizhen and Qiu Rongyuan, who also have indirect stakes in Guangdong Huatai Nongxing Agricultural Products Trading Center Co., Ltd., where Jinyafu holds a 55% stake [4][5]. - Reports indicate that the delays in product returns began as early as May or June of this year, with a significant concentration of delays occurring in late November [6]. Group 4: Company Status and Government Intervention - As of December 17, the Jinyafu office was found nearly empty, with signs indicating that the company had vacated its premises and terminated its lease [8]. - On December 18, local government departments intervened, hiring an accounting team to assess the company's assets, while police are also monitoring the situation [10]. - Jinyafu has proposed solutions to investors, including project extensions and converting funds into shares of related companies, though some investors are skeptical about the value and future prospects of these companies [10][11].