筑牢安全防线 护航企业发展丨济南人保财险:从“事后补偿”到“事前防控”

Core Viewpoint - The article emphasizes the importance of safety production as a lifeline for enterprise development and a cornerstone for social stability, highlighting the role of Jinan PICC in providing tailored safety production liability insurance to local businesses [2][5]. Group 1: Company Overview - Jinan PICC is a specialized service institution within the PICC system, focusing on the safety production insurance needs of enterprises in Jinan [2]. - The company has a strong brand reputation, substantial financial reserves, and professional risk control capabilities [2]. - Jinan PICC has been recognized for its contributions, receiving awards such as the "National May Day Labor Award" and "Shandong Province Most Influential Brand Award" [6]. Group 2: Insurance Products and Services - The safety production liability insurance product is designed to cover various industries, including high-risk sectors like construction and mining, as well as ordinary businesses like retail and logistics [2][5]. - The insurance provides comprehensive coverage for compensation responsibilities related to personal injuries and property damage, along with additional services such as emergency rescue and medical treatment [2][5]. - The company has established a dedicated service team with expertise in both insurance and safety production management, offering full-process services from pre-insurance risk assessments to post-incident support [3]. Group 3: Impact and Achievements - Since the promotion of safety production liability insurance, Jinan PICC has provided over 1 billion yuan in risk protection to dozens of local enterprises, effectively mitigating economic losses and legal liabilities from safety incidents [5]. - The company successfully assisted a construction firm in resolving a compensation dispute within 24 hours after an accident, demonstrating its commitment to timely support and service [5]. - In 2024, the company achieved a premium income of 2.86 billion yuan, providing risk protection exceeding 5.86 trillion yuan to various sectors, including over 72,000 vehicles and 8,300 enterprises [7].