QDII基金2025年业绩爆发：17只收益率超70%，2026年该怎么投？

Core Viewpoint - QDII funds have emerged as a significant channel for investors to participate in global wealth growth amid increasing volatility in global capital markets and diversified asset allocation needs [1]. Group 1: 2025 Performance Overview - As of December 18, 2025, the QDII fund market showed a clear trend of "overall improvement with partial differentiation," with most products achieving positive returns [2]. - Over half of the QDII products recorded returns exceeding 15%, with more than 50 products surpassing 50%, and 17 products achieving returns over 70%, with some top products exceeding 100% [2]. - Notable performers include Huatai-PineBridge Hong Kong Advantage Selection A and C classes, with total returns of 118.70% and 118.38% respectively, leading the market [3]. Group 2: 2026 Investment Outlook - The market is optimistic about investment opportunities in QDII funds for 2026, particularly in Hong Kong and U.S. stocks, with a focus on sectors like innovative pharmaceuticals and new consumption [4][5]. - Analysts suggest that the structural trends in the innovative pharmaceutical sector are expected to continue, despite some short-term risks related to high valuations and geopolitical disturbances [5]. - The Hong Kong market is viewed positively due to its expanding asset base and increasing participation from mainland investors, with a notable reduction in the AH premium [5]. Group 3: Investment Strategy for 2026 - Investment strategies for 2026 recommend allocating to broad-based index QDII funds tracking major indices like the Nasdaq 100 and S&P 500, as well as comprehensive index funds covering the Hong Kong market [6]. - Given potential market volatility, a systematic investment approach such as dollar-cost averaging is advised to mitigate risks associated with short-term market fluctuations [7]. - Investors are encouraged to consider the management capabilities of fund managers, the research strength of fund companies, and fee structures when selecting QDII funds to build a diversified portfolio for long-term asset appreciation [7].