人民银行副行长邹澜：截至11月末，央行征信系统已收录8.1亿自然人信贷信息

Core Viewpoint - The People's Bank of China (PBOC) emphasizes the importance of the credit reporting system as a foundational financial infrastructure that supports risk assessment and financing needs for the real economy [1] Group 1: Credit Reporting System - The PBOC's credit reporting system is a national database that collects and shares credit information of individuals and enterprises, serving as a critical reference for financial institutions in risk assessment [1] - The system has developed over nearly thirty years and plays a significant role in preventing credit risks, enhancing financial service quality, and promoting social credit awareness [1] Group 2: System Statistics - As of November 2025, the credit reporting system has recorded credit information for 810 million individuals, with an average of 20 million queries provided daily, contingent on the consent of the individuals involved [1]