人民银行副行长邹澜：一次性信用修复政策不区分贷款机构

Core Viewpoint - The People's Bank of China announced a one-time credit repair policy aimed at providing opportunities for credit reconstruction to individuals who have fulfilled their repayment obligations before a specified date, without differentiating between loan institutions or types [1] Group 1: Policy Details - The one-time credit repair policy does not set application procedures or complex conditions, making it fair, just, and easy to access for eligible individuals [1] - The policy specifies criteria regarding overdue time and amounts, focusing on supporting small overdue amounts and honest repayment individuals while maintaining credit constraints for those with larger overdue amounts [1] Group 2: Objectives and Implications - The initiative aims to ensure the integrity and binding force of the credit reporting system by preserving the credit constraints for individuals who have not repaid on time or have significant overdue amounts [1] - The policy emphasizes the importance of maintaining a baseline of contractual compliance and trustworthiness in the credit system [1]