人民银行征信管理局局长任咏梅：三项“便民利民”措施让一次性信用修复政策更顺畅

Core Viewpoint - The People's Bank of China (PBOC) has introduced a one-time credit repair policy aimed at facilitating individuals with overdue debts, featuring automatic identification and processing of eligible overdue information without the need for personal applications or documentation [1] Group 1: Policy Measures - The PBOC has implemented an "automatic enjoyment" approach, allowing eligible individuals to benefit from the policy without needing to apply or submit any proof [1] - A three-month grace period has been established, allowing individuals to repay overdue debts by March 31, 2026, to qualify for the policy, which only applies to overdue information generated before the end of 2025 [1] - The PBOC will provide an additional two free credit report inquiries for individuals in the first half of 2026, increasing the total to four free inquiries per year [1]