香港积金评级：料今年强积金回报率将达15.35%

Core Viewpoint - The Hong Kong Mandatory Provident Fund (MPF) is projected to achieve a return rate of 15.35% for the year 2025, marking it as the sixth-best annual performance in the 25-year history of the MPF system [1] Group 1: Performance and Projections - The MPF experienced a decline of approximately 0.64% in December, but if the trend continues, the annual return for 2025 is expected to reach 15.35% [1] - This projected return translates to an estimated investment income of HKD 200.9 billion for 2025, equating to a profit of HKD 41,900 per member, which would set a historical high for annual investment returns [1] - The total assets of the MPF are anticipated to rise to about HKD 1.535 trillion by the end of 2025, with an average account balance of HKD 320,200 per member, reflecting an increase of approximately HKD 50,921 since the beginning of 2025 [1] Group 2: Market Influences - The chairman of MPF Ratings, Cong Chuanpu, indicated that despite potential losses in December, the MPF is expected to celebrate its 25th anniversary with record-high performance [1] - The strong investment performance of the MPF is fundamentally supported by Hong Kong and mainland stocks, especially as global attention shifts towards AI and the "Tech Seven Giants" [1] - Approximately 30% of the projected annual return for 2025 is expected to come from this asset class, marking the first time since 2017 that it will rank at the top among all MPF asset categories [1]