广西强化金融惠企赋能高质量发展

Core Insights - Guangxi has launched the "Guangxi Financial Support for Enterprises Three-Year Action Plan (2025-2027)" to enhance financing channels for the real economy and promote high-quality development [2] Group 1: Financial Support Measures - From July 3 to December 18, 2025, Guangxi financial institutions provided a total of 132.855 billion yuan in subsidized loans, benefiting 34,700 business entities and directly reducing financing costs by 1.416 billion yuan [2] - The subsidized loans accounted for 88.57% of the annual target, showing a nearly 40% increase compared to the second half of 2024 [2] - The weighted average interest rate for subsidized loans was 3.07%, dropping to 1.99% after subsidies, which is 121 basis points lower than the average interest rate for newly issued corporate loans in the third quarter [2] Group 2: Support for Key Sectors - Loans for key sectors such as industry, technology, and major projects amounted to 76.738 billion yuan, 34.316 billion yuan, and 41.082 billion yuan respectively, each exceeding 25% of the total loan amount [2] - In addition to subsidized loans, Guangxi has made progress in guarantee fee subsidies, technology loan risk compensation, and direct financing expansion, with a total of 3.499 billion yuan allocated for financing guarantee business [3] Group 3: Innovative Financial Products and Services - Guangxi has established a multi-dimensional work system to ensure effective policy implementation, including horizontal collaboration among financial and industry departments and vertical coordination among different government levels [4] - New financial products such as "Liuzhou Industrial Loan," "Nandan Key Metal Loan," and "AI Loan" have been introduced, with "Liuzhou Industrial Loan" providing 10.415 billion yuan in loans [4] - The "Guihui Tong" platform has been developed to facilitate online financing services, with 359,600 registered enterprises and nearly 3.44 trillion yuan in financing needs posted [4] Group 4: Focus on SMEs and Technological Innovation - Guangxi has implemented measures to support the development of private SMEs and technological innovation, including the creation of "Inclusive Business Loans" and increasing the proportion of subsidized products for private enterprises [5] - The balance of loans for the private economy in Guangxi reached 1.23 trillion yuan, with inclusive micro and small credit loans accounting for 41%, higher than the national average [5] - The financial regulatory authority has focused on enhancing policies, mechanisms, and products to promote a 10.89% increase in technology loan balances since the beginning of the year [5]