房价连跌18个月后，仍有3类人抢着买房？真相扎心又现实

Core Viewpoint - The article discusses the ongoing decline in housing prices across 70 cities in China, which have seen a continuous month-on-month decrease for 18 months, with some cities experiencing declines exceeding 20%. Despite this trend, there are still individuals actively looking to buy homes, driven by personal circumstances rather than purely economic considerations [1][3][4]. Group 1: First-Time Buyers - First-time buyers are not merely purchasing homes; they are securing a "ticket to life," often motivated by urgent needs such as children's education. For instance, one buyer calculated that renting would cost him 480,000 over ten years without any asset, while buying a home would provide him with a property after ten years despite the financial burden of monthly payments [3][4]. Group 2: Upgrade Buyers - Upgrade buyers are not gambling; they are optimizing their asset structure. One individual sold an old property to purchase a better one at a lower price, highlighting that while her old property depreciated only slightly, the new property offered significant improvements in living quality and future asset value [3][4]. Group 3: Investors - Investors are not merely taking risks; they are strategically positioning themselves for long-term gains. A seasoned investor emphasized the importance of buying quality assets in core urban areas, noting that despite current price corrections, the long-term demand in these locations remains strong. He pointed out that low mortgage rates make current investments more manageable compared to the past [6][8]. Group 4: Overall Perspective - The fluctuations in housing prices reflect broader economic conditions, but purchasing a home is a complex decision influenced by personal circumstances. First-time buyers seek security, upgrade buyers aim for quality, and investors focus on future potential. Each decision made during this downturn is based on careful consideration of individual needs and market conditions [8].