安心财险多项新业务被罚停 十余位责任人遭警告、罚款或禁业处罚

Core Viewpoint - Anxin Property Insurance Co., Ltd. has been penalized by the financial regulatory authority for various violations, including improper use of approved insurance terms and false reporting of claims data, leading to significant operational restrictions and financial distress [1][2]. Group 1: Regulatory Actions - Anxin Insurance has been ordered to stop accepting new business in credit guarantee insurance for 36 months, short-term health insurance for 24 months, and vehicle insurance for 6 months due to regulatory violations [1]. - A total of 14 responsible personnel from Anxin Insurance received warnings and fines totaling 770,000 yuan, while 5 individuals faced industry bans ranging from 6 to 11 years [1]. Group 2: Financial Condition - As of the end of Q3 2024, Anxin Insurance reported a net asset value of -735 million yuan, with core and comprehensive solvency ratios at -871.59% [1]. - The solvency report for Anxin Insurance has been stagnant since Q3 2024, indicating ongoing financial difficulties [1]. Group 3: Business Developments - Anxin Insurance has previously introduced innovative models such as "Idle Refund" and "First Month 0 Yuan," but has faced multiple regulatory interventions requiring rectification [1]. - Reports indicate that the risk management of Anxin Insurance is nearing completion, with the establishment of Dongwu Insurance, which is expected to take over related business from Anxin Insurance [2].