起拍价低于估值近3千万！“太原河西第一商业区”操盘手的银行股权被拍卖

Group 1 - The core point of the article is the public auction of a 14% stake in Shanxi Yangqu Rural Commercial Bank held by Shanxi Jingu Investment Holding Group, with a starting price of 63.2247 million yuan, significantly lower than its assessed value of 90.321 million yuan [1][3][13] - Shanxi Yangqu Rural Commercial Bank was established in July 2015, transforming from a rural credit cooperative, and is owned by multiple local enterprises and individuals, with Jingu Group being the largest shareholder [1][3] - The auction reflects a trend of discounted and frequently unsold bank shares in the region, attributed to shareholder debt disputes and the overall weak profitability and asset quality of local rural commercial banks [7][13] Group 2 - Jingu Group, founded in May 2006, has a registered capital of 100 million yuan and is involved in various sectors including commercial real estate, warehousing services, and trade [4] - The company has faced financial difficulties, being listed as a dishonest executor with multiple frozen bank accounts, largely due to a funding crisis linked to the "Wenshan Loan" [6] - The auction of the bank's shares is part of a broader pattern where many rural commercial banks in Shanxi have seen their shares put up for judicial auction due to similar financial issues [12][13]