不确定性中寻求确定性最优解 ——阳光保险锚定长期主义作答

Core Viewpoint - The launch of the "Sunshine Life Zijing No. 1 Whole Life Insurance (Participating)" product by Sunshine Insurance Group aims to address the strong demand for certainty, security, and sustainability in wealth management amidst economic uncertainties [2][3]. Group 1: Product Features - "Zijing No. 1" offers a unique combination of insurance benefits and dividend sharing, providing a solution for wealth accumulation and growth in uncertain times [2][3]. - The product features a death benefit that ensures wealth transfer to designated beneficiaries, allowing for precise asset inheritance [3]. - Unlike traditional fixed-value life insurance, "Zijing No. 1" allows for effective coverage amounts to grow annually through compound interest, enhancing long-term asset appreciation [3][4]. Group 2: Economic Resilience - The insurance product is designed to protect wealth during economic downturns while potentially capturing growth during upturns, thus providing a balanced approach to asset management [6]. - The dividend distribution mechanism ensures that clients can share in the company's operational success, with a minimum distribution ratio of 70% of the available surplus [4]. Group 3: Service and Flexibility - The product includes flexible features such as the ability to reduce the basic insurance amount and access policy loans, enhancing liquidity without terminating coverage [7]. - Sunshine Insurance Group offers a comprehensive financial service ecosystem, including health and wellness services through partnerships with third-party providers, enhancing customer experience [7][8]. Group 4: Aging Population and Health Services - In response to the aging population and diverse health needs, Sunshine Insurance has upgraded its home care services to provide a full spectrum of health management solutions [8]. - The company emphasizes a shift from traditional insurance to a comprehensive risk management and service solution that addresses long-term safety and quality of life [8]. Group 5: Future Outlook - Sunshine Insurance plans to deepen its "insurance + service" ecosystem through product innovation and service upgrades, aiming to meet the evolving needs of customers for wealth stability and quality of life [9].