Core Viewpoint - The aging population in China is shifting from basic needs for support to a demand for high-quality living, making pension finance a crucial area for the financial industry to fulfill social responsibilities and explore new growth opportunities [1] Group 1: Pension Finance Services - The Chengdu Qingyang branch of Industrial Bank has transformed a 1,300 square meter space into a community hub for seniors, offering over 30 classes and serving more than 75,000 participants [2] - The bank's branches are equipped with age-friendly features, such as ramps and accessible financial products, enhancing the overall experience for elderly clients [2] - In Sanming, the bank has integrated social security cards into daily life, allowing seniors to access various services seamlessly, such as cashless payments at senior dining halls and library services [3] Group 2: Industry Empowerment - The bank aims to foster an "elderly-friendly" commercial innovation ecosystem, emphasizing the importance of supporting the pension industry as a new economic growth driver [3] - Innovative financial products, such as loans linked to the occupancy rates of elderly care facilities, are being introduced to stimulate continuous improvement in service capabilities [4] - The bank's services now cover the entire lifecycle of the pension industry, including construction, renovation, research, production, sales, and service, with over 100 new clients added in the first ten months of the year [4] Group 3: Collaborative Efforts and Talent Development - The bank is leading the establishment of an industry exchange platform to share experiences and promote collaboration among financial institutions in the pension finance sector [6] - The bank has trained over 3,000 employees to become certified pension financial planners, ensuring that staff are well-equipped to serve elderly clients [7] - Initiatives like the "Silver Talent Guest Hall" in Fuzhou are creating platforms for retired professionals to contribute to the development of the pension finance industry [6]
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