A股特别提示（12-23）：贵金属狂飙！黄金站上4440美元，白银铂金齐创历史新高

Group 1 - The People's Bank of China has announced a one-time credit repair policy for small personal overdue information under 10,000 yuan, applicable to credit cards, housing loans, and consumer loans, emphasizing that full repayment of overdue debts is required for eligibility [1] - Vanke's 2 billion yuan bond extension plan has been rejected again, but it has secured a 30 trading day grace period before default is triggered [1] - Precious metals have seen a significant surge, with gold surpassing 4,440 USD/ounce and silver breaking 69 USD/ounce, both reaching historical highs, while platinum and palladium also saw substantial increases [1] Group 2 - The State Council, led by Premier Li Qiang, is focusing on major projects to stimulate economic growth and support current demand expansion [2] - The December LPR remains unchanged at 3.0% for one year and 3.5% for five years, marking seven consecutive months of stability [2] - The 19th meeting of the Standing Committee of the 14th National People's Congress reviewed the report on the rectification of issues found in the 2024 central budget execution, with a total of 1.04 trillion yuan in issues rectified [2] Group 3 - The Central Economic Work Conference has outlined key reform tasks, including the establishment of a unified national market and the deepening of state-owned enterprise reforms [3] - The draft of the Childcare Services Law has been submitted for review, aimed at supporting families with children under three years old [3] - A draft amendment to the Banking Supervision Law has been introduced to enhance regulatory oversight of major shareholders and actual controllers of banking institutions [3] Group 4 - The Shanghai Municipal Government has approved the "14th Five-Year Plan" aiming for significant improvements in urban competitiveness and GDP per capita by 2035 [4] - The A-share market has seen a notable increase, with the Shanghai Composite Index rising by 0.69% and the Shenzhen Component Index by 1.47%, driven by sectors like semiconductors and free trade zone concepts [4] - The Hong Kong Hang Seng Index closed up 0.43%, with significant gains in semiconductor and gold stocks [4] Group 5 - The Shenzhen housing voucher pilot program is expanding, incorporating housing vouchers as a core compensation method for urban renewal projects [8] - Domestic refined oil prices have experienced a "three consecutive drops," with gasoline prices reduced by 170 yuan/ton and diesel by 165 yuan/ton [8] - The market for mergers and acquisitions in Shenzhen has seen a significant increase, with 1,104 new disclosures totaling 553.7 billion yuan, reflecting a 54% and 55% year-on-year growth respectively [5]