民生一件事 | 体检+保险+监测 “城中村”自建房安全监管有新招

Core Insights - The article discusses the safety regulation challenges of self-built houses in urban villages, specifically in the Xi'an city of China, highlighting recent insurance purchases by residents to enhance safety measures [1] Group 1: Insurance and Safety Measures - Residents in the Mijia Bridge community purchased insurance for their self-built houses, which includes annual safety inspections as a key component [3][7] - A total of 272 residents voluntarily opted for insurance, representing 94% of the community, with each household insured for 4.152 million yuan annually, alongside over 100 million yuan in public area safety insurance [7] Group 2: Community Background and Challenges - The Mijia Bridge community, originally a village, has seen a rise in self-built houses since the 1990s, many of which lack proper design and quality oversight, leading to ongoing safety regulation challenges [5] - Despite previous inspections and rectifications, the community continues to face significant issues regarding the safety management of self-built houses [5] Group 3: Risk Management and Inspections - Safety inspections have been conducted for over 150 self-built houses in the community, identifying safety hazards such as improperly secured rain shelters on rooftops [3][9] - The risk assessment and rectification process aims to shift from post-incident compensation to proactive risk control, thereby enhancing the living environment and reducing insurance companies' payout risks [9] Group 4: Ongoing Monitoring - In addition to structural safety, quarterly inspections of external walls and fire safety equipment are mandated by the insurance and service contracts [11]