GUM：香港12月MPF人均暂亏1448港元 年初至今仍赚逾4.2万港元

Core Viewpoint - The overall return of Hong Kong's Mandatory Provident Fund (MPF) decreased by 0.5% in December, with an average loss of HKD 1,448 per person, despite a year-to-date increase of 15.6%, marking the highest return in nearly eight years [1] Group 1: Performance of Fund Indices - The three main indices showed varied performance: the stock fund index fell by 0.8%, the mixed asset fund index decreased by 0.2%, while the fixed income fund index slightly increased by 0.03% [1] - Year-to-date, the MPF composite index has gained 15.6%, translating to an average profit of HKD 42,685 per person [1] Group 2: Sector Performance - In December, stock funds faced pressure, with European stock funds being the best performers, rising by 2.3% and achieving an annual return of 23.8% [1] - Conversely, other stock funds experienced a decline of 2.2% in December but still recorded a 17.1% increase for the year [1] - Hong Kong and Greater China stock funds saw slight declines of 1% and 0.9% in December, respectively, yet maintained significant annual gains of 29.2% and 30.8% [1] Group 3: Investment Strategy - Despite the market adjustment in December, the MPF has recorded positive returns year-to-date, prompting members to review their asset allocation strategies based on their risk tolerance to balance short-term volatility with long-term growth potential [1]