宁波银行：向“新”发力，金融“活水”浇灌科技创新沃土

Core Viewpoint - Technological innovation is the core engine driving development and requires precise financial support to flourish [1] Group 1: Development of Technology Finance - Ningbo Bank has established a dedicated Technology Finance Department to provide comprehensive financial services for technology enterprises throughout their lifecycle [1] - The bank integrates various sectors such as investment banking and credit to create a collaborative service model for high-quality development of technology companies [1] Group 2: Innovative Financing Solutions - Ningbo Bank has shifted its credit evaluation from traditional financial metrics to assessing "soft strengths" like patents, R&D capabilities, and market potential [2] - The bank provided a 2.25% financing rate through a patent pledge loan to Zhejiang Globor Electronics, demonstrating its new financing approach [2] Group 3: Risk Sharing Mechanisms - The bank collaborates with government and guarantee companies to create risk-sharing mechanisms like "Intelligent Innovation Guarantee" and "Specialized Protection" for financing support [3] Group 4: Building an Ecosystem - Ningbo Bank promotes a collaborative ecosystem involving government, financial institutions, and capital markets to support technology enterprises [4] - The bank facilitated a successful investment of 45 million yuan for a commercial aerospace company, showcasing its role in connecting businesses with capital [4] Group 5: Government and Industry Fund Collaboration - The bank assists local governments in establishing industry funds to attract technology projects and optimize industrial upgrades [5] - The total scale of the investment fund supported by Ningbo Bank in Jiaxing has reached 500 million yuan, focusing on advanced manufacturing and robotics [5] Group 6: Enhancing Operational Efficiency - Ningbo Bank offers digital tools and customized services to help technology enterprises improve operational efficiency [6] - The "Bobo Zhiliao" platform provides over 20 functions, including equity design and tax planning, to support enterprise growth [6] Group 7: Continuous Innovation Support - Ningbo Bank aims to be not just a provider of funds but also a companion in innovation and ecosystem building for technology enterprises [7]