海南金融监管局：推动全国首单农作物新品种扩繁制种科技保险赔付

Core Viewpoint - Hainan Financial Regulatory Bureau has successfully launched the country's first agricultural crop variety propagation and breeding technology insurance, providing significant risk coverage for seed production during critical growth periods [1] Group 1: Insurance Implementation - The insurance focuses on key growth stages of rice, including the booting, flowering, and grain-filling periods, covering risks from abnormal temperatures, rainfall, and strong winds [1] - The insurance is supported by a 60% premium subsidy policy from Sanya Yazhou Bay Science and Technology City, effectively reducing the insurance costs for enterprises [1] Group 2: Financial Support and Claims - The insurance has provided approximately 2.8073 million yuan in risk protection for 1,403 mu (approximately 93.5 hectares) of rice propagation and breeding bases [1] - Due to typhoon weather, the insured rice experienced adverse climatic conditions during the flowering and pollination period, triggering the compensation conditions [1] - The insurance company initiated a green claims channel and formed a third-party assessment team to evaluate losses, completing the first compensation based on "rice setting rate" as the core indicator by the end of November [1] - A total of 757,900 yuan was paid to affected farmers, with a compensation rate of 180%, providing robust financial support for national seed industry revitalization and the construction of Hainan's modern agricultural system [1]