AGRICULTURAL BANK OF CHINA(SH:601288) Nan Fang Nong Cun Bao·2025-12-23 12:05Core Viewpoint - The Agricultural Bank of China Guangdong Branch has actively supported the "Hundred Counties, Thousand Towns, and Ten Thousand Villages" initiative, achieving significant growth in loan balances and contributing to rural development [10][12][45]. Group 1: Financial Contributions and Achievements - In 2023, the Guangdong Agricultural Bank provided a total of 3.14 trillion yuan in various financing, surpassing the five-year target set in the strategic cooperation agreement with the provincial government [19][20]. - The loan balance reached nearly 2.6 trillion yuan, with an increase of over 700 billion yuan in three years, ranking first among peers [20]. - The average annual growth rate of loans in county areas was 16%, with a projected increase of over 230 billion yuan by 2025, maintaining the top position in the industry [21]. Group 2: Service Expansion and Coverage - The bank has established nearly 1,500 outlets, over 6,000 self-service devices, and more than 5,000 rural service points, achieving comprehensive financial service coverage for 51.6 million mobile banking customers [26][28]. - The "Thousand People Stationed in Hundred Counties and Thousands" initiative has created a comprehensive service system with dedicated financial personnel in cities, counties, towns, and villages [28]. Group 3: Product Innovation and Support for Agriculture - The bank has launched over 100 specialized financial products to meet diverse financing needs, including the "Huinong e-loan" which allows over 80% of farmers to apply online [38][40]. - The balance of loans for rural industries exceeded 180 billion yuan, while loans for county infrastructure and rural tourism integration surpassed 120 billion yuan [40][41]. Group 4: Future Goals and Strategic Focus - The bank aims to enhance financial services for rural revitalization, focusing on marine economic development, county investment and financing reforms, and new urbanization construction [48][50]. - The bank plans to leverage its cross-urban and rural advantages to create an "Industry Demonstration Bank" and explore new pathways for financial talent deployment [51][52].