Monthly Pay ETFs Go Mainstream And Retirees LOVE Them

Core Insights - Monthly pay ETFs have emerged as a practical innovation in income investing, providing liquidity, yield, and flexibility that traditional dividend stocks and mutual funds often lack [7] Group 1: Monthly Pay ETFs - Monthly pay ETFs are particularly well-suited for baby boomers and Gen X investors nearing retirement, serving as powerful income complements rather than replacements for Treasury bonds [6] - These ETFs allow investors to reinvest monthly dividends, enhancing long-term income potential through dollar-cost averaging [6][17] - The trend of monthly distributions has gained traction over the past decade, with many ETFs now offering this feature, which is significant for retirees and older investors [4][10] Group 2: Specific ETFs Highlighted - BlackRock Science and Technology Trust II (BSTZ) offers a monthly distribution exceeding 11%, appealing to those willing to accept some volatility [1][15] - Gabelli Gold, Natural Resources & Income Trust (GGN) combines gold and energy stocks, paying a monthly dividend above 8%, making it attractive for sector exposure alongside income [2][14] - JPMorgan Equity Premium Income ETF (JEPI) has approximately $30 billion in assets and pays a monthly yield north of 8%, supported by income-focused investors despite some volatility [3][11]