中银证券APP被下架，年内多家券商APP违规被点名

Core Viewpoint - Shanghai Municipal Communications Administration has removed 38 apps, including "Bank of China Securities," for violating user rights, marking it as the only brokerage app on the list [2][3]. Group 1: Regulatory Actions - In November 2025, Shanghai Municipal Communications Administration reported 71 apps for violations, with only 38 failing to rectify issues by December, resulting in a整改 completion rate of 46.48% [3]. - The removal of these apps is based on laws such as the Personal Information Protection Law and the Cybersecurity Law, following a joint announcement by four departments including the Central Cyberspace Affairs Commission [3][4]. Group 2: Specific Violations - The "Bank of China Securities" app was cited for three specific violations: lack of clear personal information processing rules, difficulty in account cancellation, and improper use of personal information [4]. - Other brokerage apps, including Shenwan Hongyuan Securities and Dongfang Securities, have also been flagged for similar violations [5]. Group 3: Industry Context - The regulatory scrutiny on brokerage apps has intensified, with multiple firms being named for violations throughout the year, including four brokerage apps identified for illegal collection of personal information by the National Computer Virus Emergency Response Center [5]. - Legal experts emphasize the need for improved regulations and enforcement standards to protect user rights in financial apps, highlighting the importance of user identity verification and data security measures [6].