2021年到2024年，全国累计资助学生6.3亿人次 守护每一个求学梦想（大数据观察）

Core Insights - The article emphasizes the importance of student financial aid in promoting educational equity and improving the well-being of citizens, highlighting the comprehensive support system established during the "14th Five-Year Plan" period [1] Group 1: Financial Aid Overview - From 2021 to 2024, a total of 630 million students will receive financial aid, with the cumulative amount exceeding 1.2 trillion yuan, of which 848.2 billion yuan (70%) comes from various levels of government funding, reflecting a 32% increase in annual investment compared to the "13th Five-Year Plan" period [1] - The financial aid policy has evolved to include a diverse system of scholarships, grants, loans, exemptions, work-study programs, and reductions [1] Group 2: Expanded Coverage and Increased Standards - The financial aid coverage has been expanded, with the maximum loan amount for undergraduate students increased to 20,000 yuan per year, and for graduate students to 25,000 yuan per year starting from the 2024 fall semester [4] - The interest rate for student loans has been adjusted to 70 basis points below the market rate, providing further financial relief [4] - The number of national scholarships for undergraduates and graduates has doubled to 120,000 and 90,000 respectively, and vocational school students are now included in the national grant program [4] Group 3: Precision in Aid Distribution - A comprehensive tracking system has been established to monitor students from impoverished households, ensuring that financial aid reaches those in need through dynamic monitoring and data sharing among various government departments [10][12] - The national student financial aid management information system has been integrated with data from multiple ministries to accurately identify and support students from 13 categories of special groups [10][12] Group 4: Development-Oriented Financial Aid - The concept of financial aid has shifted from merely providing security to also focusing on development, as seen in programs like the "Cocoon Breaking Plan" which aims to enhance students' comprehensive skills and employability [11][12] - Initiatives such as tuition compensation for students serving in the military and loan repayment assistance are designed to alleviate financial burdens while also guiding talent towards areas of national need [12]