守护每一个求学梦想（大数据观察）

Core Viewpoint - The article discusses the continuous improvement of student financial aid policies in China during the "14th Five-Year Plan" period, emphasizing the expansion of coverage, enhancement of standards, and the establishment of a multi-faceted support system to ensure educational equity and support for economically disadvantaged students [3][4]. Summary by Sections Financial Aid Overview - From 2021 to 2024, a total of 630 million students have been supported, with cumulative financial aid exceeding 1.2 trillion yuan, of which 848.2 billion yuan (70%) comes from various levels of government funding, reflecting a 32% increase in annual investment compared to the "13th Five-Year Plan" period [3]. Expansion and Enhancement of Aid - The financial aid scope has been broadened, with increased standards. For instance, the maximum loan amount for undergraduate students has been raised to 20,000 yuan per year, with a loan term of up to 22 years [5][6]. - The national scholarship for undergraduates has been increased to 10,000 yuan, while the average aid for undergraduates has risen to 3,700 yuan [6]. Policy Direction - The main direction of the financial aid policy adjustment is to expand coverage and raise standards, ensuring that no student drops out due to financial difficulties. This includes a comprehensive support system for all educational stages and economically disadvantaged families [7]. Data Sharing and Monitoring - A nationwide student financial aid management information system has been established, enabling data sharing among various departments to accurately identify and support students from special hardship groups [14]. Development-Oriented Support - The concept of financial aid has evolved from merely providing security to also focusing on development. Programs like the "Cocoon Breaking Plan" aim to enhance students' comprehensive qualities and core competitiveness, providing various training camps and courses for economically disadvantaged students [15][16].