国投白银LOF开盘跌10%触及跌停，有投资者买基金获利3万元离场：12月份涨幅太疯狂了！

Core Viewpoint - Precious metals, including gold, silver, and platinum, have reached historical highs, with gold surpassing $4,525 per ounce, silver exceeding $72.7 per ounce, and platinum futures breaking $2,400 per ounce on December 24, 2025, followed by a period of volatility after these peaks [1][2][3]. Price Movements - Silver has seen a remarkable increase of nearly 150% this year, making it the best-performing precious metal [5]. - The National Investment Silver LOF fund experienced significant price movements, with monthly gains of 4.37%, 16.37%, and an astonishing 103.93% in December [7]. - On December 24, the fund was temporarily suspended for one hour and resumed trading at a limit-up price, setting a new record [8]. Market Reactions - Following the surge, the National Investment Silver LOF opened down 10% on December 25, hitting the limit-down price, with a narrowed premium rate of 45.44% [9]. - A senior investment director noted that the high premium rates of the fund are unsustainable, warning investors against blindly chasing high prices due to potential double risks from silver price corrections and premium declines [9]. Consumer Behavior - The domestic gold jewelry market has seen prices for gold jewelry rise significantly, with some brands increasing prices by over 1,400 yuan per gram, leading to a buying frenzy among consumers [11]. - Consumers have reported rapid price increases for silver products, with some items seeing price hikes of over 50% shortly after purchase [11]. - The rising prices of precious metals have led to consumer complaints about affordability, particularly for wedding-related purchases, with some noting a 33% increase in costs [12]. Regulatory Response - The recent surge in precious metal prices has attracted regulatory attention, with the Shanghai Futures Exchange implementing several risk prevention measures for silver futures contracts, including adjustments to trading limits and transaction fees [15]. - Analysts from Guangfa Futures indicated that the initial phase of platinum and palladium futures may experience increased volatility due to low margin costs attracting speculative funds, suggesting potential short-term corrections as regulatory measures tighten [16].