Core Viewpoint - Beijing has further optimized its real estate policies by relaxing restrictions on non-local homebuyers and adjusting mortgage rates, indicating a broader trend of policy adjustments in major cities to stabilize the national market [1] Group 1: Policy Adjustments - On December 24, Beijing issued a notice to optimize and adjust real estate-related policies, which includes relaxing purchase restrictions for non-Beijing residents [1] - The commercial housing loan interest rates will no longer differentiate between first and second homes, simplifying the borrowing process for buyers [1] - The minimum down payment ratio for second homes using public housing funds has been reduced from 30% to 25%, making it easier for buyers to enter the market [1] Group 2: Market Implications - Industry experts believe that major cities play a dual role as both stabilizers and leaders in the national market, and their policy adjustments are crucial for the overall market stability [1] - The move by Beijing is expected to prompt other cities, such as Shanghai and Shenzhen, to follow suit with similar policy adjustments, indicating a potential trend across key urban areas [1]
业内认为：非京籍购房门槛再降 预计沪深等城市将跟进调整
Ge Long Hui·2025-12-25 03:08