公安部：“反催收联盟”“职业背债”等新形态“黑灰产”在金融领域迅速扩张

Core Viewpoint - The Ministry of Public Security and the National Financial Regulatory Administration have launched a joint initiative to combat illegal activities in the financial sector, particularly focusing on the "black and gray industry" that poses significant risks to financial order and institutions [1][2] Group 1: Characteristics of Financial "Black and Gray Industry" - The operation model of the financial "black and gray industry" has become industrialized, forming a complete chain that includes false advertising, providing counter-tactics, custom scripts, forging false documents, and negotiating on behalf of others [1] - The personnel involved in these activities have become professionalized, with some lawyers and collection agency professionals familiar with laws and regulations, joining "anti-collection" teams driven by profit motives, leading to the emergence of professional complainants and agents [1] - The methods of committing these crimes have become more concealed, utilizing new technologies and intelligent generation tools, making detection and identification increasingly difficult [1] Group 2: Impact and Ongoing Efforts - New forms of "black and gray industry," such as "anti-collection alliances" and "professional debtors," are rapidly expanding in the financial sector, undermining the legitimate interests of financial institutions and creating various illegal activities, thus becoming a significant industry issue affecting financial order [2] - As industry regulation and criminal prosecution deepen, illegal activities in the financial "black and gray industry" are expected to become more concealed and complex [2] - The public security authorities will continue to strengthen collaboration with financial regulatory departments, maintain regular deterrent actions, and actively participate in the governance of illegal financial intermediary industry chaos to contribute to high-quality financial development [2]