Sou Hu Cai Jing·2025-12-25 09:00Core Viewpoint - The article emphasizes the importance of developing a comprehensive and high-quality pension finance system to ensure the well-being of the elderly population, aligning with national strategies and policies [1][2]. Group 1: Organizational Foundation and Strategy - The establishment of a robust organizational foundation and clear strategic direction is crucial for the high-quality development of pension finance services [2]. - The bank aims to become a professional pension finance service provider, focusing on three main areas: pension finance, pension service finance, and pension industry finance [2]. - A dedicated working group has been formed to integrate various financial resources and align with policy directives to enhance pension finance services [2]. Group 2: Expansion of Pension Services - The bank is actively expanding enterprise annuity services, collaborating closely with social security departments to provide comprehensive solutions for corporate clients [3]. - Since 2025, the bank has successfully onboarded 13 new enterprise annuity clients, demonstrating its commitment to supporting employees' retirement wealth accumulation [3]. - The bank offers a full-cycle financial service for existing enterprise annuity clients, ensuring a high level of service and support [3]. Group 3: Personal Pension Account Development - The bank has leveraged technology to streamline the process of opening personal pension accounts, allowing customers to complete the process in under three minutes via the mobile app [4]. - A dedicated contact person for personal pension services has been assigned to each branch to ensure quality service and support for customers [4]. - As of October 2025, the bank has opened over 750,000 personal pension accounts with a total deposit amount nearing 400 million [4]. Group 4: Inclusive Financial Ecosystem - The bank has initiated an adaptation of its mobile app for elderly users, making it more accessible and user-friendly [5][6]. - Physical branches have been equipped with facilities to assist elderly customers, ensuring a comfortable and supportive environment for financial transactions [6]. - The bank conducts financial literacy programs in communities to enhance elderly individuals' understanding of financial risks and security [6]. Group 5: Future Outlook - The bank plans to continue aligning its services with national strategies, optimizing offerings, and expanding its reach within the silver economy [6].