银行揽储进入“年底冲刺”,有商业银行三年期最高达1.9%
3 6 Ke·2025-12-25 12:16

Group 1 - The core viewpoint of the article highlights the competitive landscape of deposit interest rates among banks as the year-end approaches, with state-owned banks maintaining stable rates while smaller banks are increasing rates to attract deposits [1] Group 2 - A state-owned bank offers one-year, two-year, and three-year deposit rates at 1.1%, 1.2%, and 1.55% respectively, showing little change [1] - In contrast, smaller commercial banks are offering higher rates, with a three-year deposit starting at 200,000 yielding up to 1.9% [1] - A limited-time offer from a commercial bank features a three-year deposit rate of 1.71%, which will expire on December 31, and some three-year deposits at 1.75% require advance booking due to limited availability [1]