【金融街发布】金融监管总局发文规范银行保险机构资产管理产品信息披露行为

Core Viewpoint - The National Financial Supervision Administration has released a new regulation to standardize information disclosure for asset management products, enhancing investor protection and addressing inconsistencies in current disclosure practices [1][2]. Group 1: Regulation Overview - The new regulation aims to create a unified disclosure system for asset management trust products, wealth management products, and insurance asset management products, which currently lack dedicated disclosure regulations [1]. - The regulation emphasizes "similar business, same standards," establishing basic principles, responsibilities, common content, and internal management requirements for the disclosure of the three types of products [1]. Group 2: Disclosure Requirements - Public products will have stricter disclosure requirements and more detailed content to enhance transparency, while private products will follow industry practices and respect contractual agreements [1]. - The regulation mandates that product managers generally should not adjust performance benchmarks, and any necessary adjustments must go through internal approval and be disclosed in regular reports and updated product descriptions [2].