涉案近300亿元 多方围剿金融“黑灰产”

Core Viewpoint - The Ministry of Public Security and the National Financial Regulatory Administration have launched a crackdown on illegal activities in the financial sector, resulting in significant achievements in combating organized crime related to "black and gray industries" [1][5]. Group 1: Crackdown Results - From June to November, over 1,500 cases of financial "black and gray industry" crimes were investigated, with more than 200 organized crime groups dismantled, involving a total amount of nearly 30 billion yuan [1][5]. - The crackdown has effectively purified the financial market ecosystem and maintained national financial management order and stability [1][5]. Group 2: Criminal Activities - The "professional debt-back" model is rampant, where individuals with good credit are recruited to take loans without the intention of repayment, leading to significant financial disorder [3]. - In a specific case in Zhejiang, a criminal group induced "credit white households" to become "debt-bearers," resulting in loan fraud exceeding 90 million yuan [3]. - Illegal fundraising schemes disguised as "debt resolution" have also emerged, with one group collecting over 900 million yuan from 14,000 clients across 28 provinces [4]. Group 3: Ongoing Challenges - Despite the crackdown, the methods of financial "black and gray industries" are evolving, becoming more sophisticated and hidden, making governance increasingly difficult [7]. - The criminal activities have developed into a complete industrial chain, including false advertising, training, and negotiation services, complicating identification and prosecution efforts [7]. Group 4: Future Actions - The financial regulatory authority plans to intensify efforts against illegal loan intermediaries and unauthorized representation, maintaining a high-pressure enforcement stance [8]. - There will be a focus on cross-departmental collaboration to enhance the effectiveness of law enforcement against financial "black and gray industries" [8].