推进基本医保省级统筹(无影灯)
Ren Min Ri Bao·2025-12-25 22:20

Core Viewpoint - The State Council's decision to promote provincial-level coordination of basic medical insurance marks a significant shift in China's healthcare system from "local decentralization" to "provincial management" [1] Group 1: Provincial Coordination Benefits - Provincial coordination aims to break regional barriers and restructure the underlying logic of medical insurance governance, enhancing the insurance system's capacity for protection [1] - This initiative is a crucial step in improving the universal medical insurance system, ensuring equitable access to healthcare services [1] Group 2: Current Status and Challenges - Currently, 20 provinces have begun to implement provincial-level coordination, while most provinces still operate under city-level coordination, leading to significant disparities in the operation of medical insurance funds within the same province [1][2] - The differences in fund operation have resulted in a "honeycomb" policy structure, where insurance payment standards and reimbursement ratios vary across cities, undermining the essence of mutual assistance in the medical insurance system [2] Group 3: Public Demand and Policy Response - There is a growing public demand for improved coordination levels due to the increasing need for cross-regional medical services, which has highlighted the negative experiences caused by policy discrepancies [2] - Several provinces are responding to public expectations by standardizing policies to ensure equitable benefits for all insured individuals, regardless of their location [2] Group 4: Implementation and Future Considerations - The State Council emphasizes the need for tailored strategies in different regions while striving for improved fund efficiency and equitable medical services [3] - The transition to provincial coordination raises new questions about balancing provincial management with local engagement, the distribution of healthcare resources, and the potential impact on healthcare facilities [3] - To meet public healthcare needs, there is a call for coordinated development of a tiered diagnosis and treatment system, enhancing primary healthcare capabilities, and refining medical insurance payment mechanisms [3]