国际金价“疯涨”破纪录，普通人买黄金是稳赚还是血亏？

Core Viewpoint - The recent surge in gold prices has raised questions about whether ordinary individuals can still invest in gold amidst these high prices, highlighting gold's role as a stable asset in uncertain economic times [3][5]. Group 1: Gold Price Trends - International gold prices have reached new highs, with COMEX gold surpassing $4,500 per ounce, reflecting a 70% increase since the beginning of the year [3][4]. - Domestic gold prices have also seen significant increases, rising over 60% from approximately 600 yuan per gram to over 900-1,000 yuan [4]. - The market has recorded over 30 historical highs in 2024 and more than 50 in 2025, indicating a strong upward trend in gold prices [4]. Group 2: Investment Considerations - Gold is recognized for its dual stability as both a physical asset and a value store, making it a globally accepted "store of value" [5][8]. - Unlike fiat currencies, gold is not subject to devaluation from government actions or corporate failures, providing a hedge against inflation and crises [5][8]. - The current high prices of gold may signal a risk accumulation, as market sentiment can lead to speculative bubbles, which could result in significant corrections if underlying economic conditions change [8][11]. Group 3: Strategic Positioning - For most individuals, gold should be viewed as a stabilizer within an asset portfolio rather than a tool for short-term profit [9]. - Proper asset allocation involving gold can reduce overall portfolio volatility and enhance risk management [9]. - The strategy should focus on long-term investment, with opportunities to buy during price corrections rather than chasing short-term highs [9][11].