总经理离任后开启高管选聘 珠江人寿经营困局仍待解

Core Viewpoint - The insurance industry is experiencing a wave of executive recruitment, with Zhujiang Life Insurance Co., Ltd. seeking to fill five senior management positions, including a general manager, amid ongoing operational challenges and a lack of transparency in financial reporting [1][3]. Group 1: Executive Recruitment - Zhujiang Life is publicly recruiting for five senior management roles, including general manager, CFO, board secretary, chief investment officer, and chief compliance officer, with a deadline for applications set for January 15, 2026 [1]. - The previous general manager, Fu Anping, has left the company, and Zhujiang Life aims to fill key management gaps through this recruitment drive, which is uncommon in the insurance sector [2]. Group 2: Company Background and Challenges - Established in 2012, Zhujiang Life is the only national life insurance company headquartered in Guangzhou, with shareholders including Guangdong Zhujiang Investment Holding Group Co., Ltd. and Guangzhou Financial Holdings Group Co., Ltd. [3]. - The company initially thrived by leveraging an "asset-driven liability" model during a booming real estate market, achieving profitability by 2015 [3]. Group 3: Financial Difficulties - Zhujiang Life has faced significant challenges as the real estate sector has entered a downturn, leading to investment risks. In 2021, the company reported overdue investments totaling 3.5 billion yuan in a real estate project [4]. - As of the end of Q4 2021, Zhujiang Life's core and comprehensive solvency adequacy ratios were 52.02% and 104.04%, respectively, indicating a precarious financial position [5]. - The company has ceased disclosing solvency information since 2022, raising concerns about its operational transparency and future performance [5].