央行等三部门联合印发《关于推广农业设施和畜禽活体抵押融资的通知》

Core Viewpoint - The People's Bank of China, along with the Ministry of Agriculture and Rural Affairs and the Financial Regulatory Bureau, has issued a notification to promote collateral financing for agricultural facilities and live poultry, emphasizing the need for a structured management system and risk prevention mechanisms [1][2]. Group 1: Financing Mechanisms - The notification highlights the importance of focusing on high-value agricultural facilities and clearly owned live poultry for collateral financing, aiming to establish a standardized management system [1]. - It encourages the use of digital technologies such as electronic ear tags and biometric identification to assess the value of agricultural facilities and live poultry [1]. Group 2: Registration and Management - The notification calls for the improvement of collateral registration models and the establishment of a list of collateral items tailored to local conditions [2]. - It supports the creation of a digital management platform for agricultural facilities and live poultry collateral, allowing for unique QR codes for collateral assets [1][2]. Group 3: Financial Innovation and Support - Financial institutions are encouraged to innovate financial products and services, exploring models that combine agricultural insurance with financing [1]. - The notification emphasizes the need for policy incentives and financing support to encourage financial institutions to increase the issuance of loans secured by agricultural facilities and live poultry [2]. Group 4: Asset Disposal and Market Development - There is a focus on improving the mechanisms for disposing of collateral, including the establishment of a multi-level rural property trading platform to facilitate the transfer and transaction of rural property rights [2]. - The notification aims to broaden the channels for disposing of non-performing assets secured by agricultural facilities [2]. Group 5: Collaboration and Implementation - The People's Bank of China plans to strengthen collaboration with relevant departments to summarize best practices and continuously improve support systems for collateral financing [2].