【金融街发布】央行等三部门：推广农业设施和畜禽活体抵押融资

Core Viewpoint - The People's Bank of China, along with the Ministry of Agriculture and Rural Affairs and the Financial Regulatory Bureau, has issued a notice to promote collateral financing using agricultural facilities and live poultry, aiming to enhance investment value and establish a standardized management system [1][2]. Group 1: Promotion of Collateral Financing - The notice emphasizes the importance of collateral financing for agricultural facilities and live poultry, focusing on high investment value and clear ownership [1]. - It calls for the establishment of a standardized management system and risk prevention mechanisms for collateral financing [1][2]. Group 2: Registration and Digital Management - The notice highlights the need to improve the registration model for agricultural facilities and live poultry collateral, encouraging the use of a unified registration and public disclosure system through the People's Bank of China [2]. - It supports the development of digital management platforms for collateral, including the use of exclusive QR codes for collateral assets [2]. Group 3: Financial Innovation and Risk Management - Financial institutions are encouraged to innovate financial products and services, exploring models that combine agricultural insurance with financing [2]. - The notice outlines the establishment of credit risk sharing and monitoring mechanisms, as well as the expansion of insurance coverage [2]. Group 4: Asset Disposal and Policy Support - The notice calls for the improvement of collateral disposal mechanisms and the establishment of a multi-level rural property trading platform [2]. - It emphasizes the need for policy incentives and financing support to encourage financial institutions to increase collateral loans for agricultural facilities and live poultry [2]. Group 5: Coordination and Implementation - The People's Bank of China will strengthen coordination with relevant departments to summarize best practices and ensure the orderly advancement of collateral financing [3].