三部门：完善设施农业和畜禽活体保险政策，创新保险产品

Core Viewpoint - The People's Bank of China, along with the Ministry of Agriculture and Rural Affairs and the Financial Regulatory Administration, has issued a notification to promote financing through collateral of agricultural facilities and live poultry [1] Group 1: Financial Innovation - The notification emphasizes the innovation of financial products and service methods, encouraging financial institutions to effectively utilize agricultural insurance in credit evaluation and risk management models [1] - It explores the "agricultural insurance + financing" model to enhance financial support for the agricultural sector [1] Group 2: Risk Management - The notification aims to establish a sound credit risk-sharing and monitoring mechanism to enhance risk protection capabilities [1] - It calls for the improvement of insurance policies for facility agriculture and live poultry, promoting the innovation of insurance products and expanding coverage to reduce production risks for operating entities [1] - Insurance companies are encouraged to reasonably determine the premium rates for collateralized agricultural facilities and live poultry [1]