央行等三部门:深入推进现代设施农业建设贷款贴息试点,加强资金激励支持
Sou Hu Cai Jing·2025-12-26 10:09

Core Viewpoint - The People's Bank of China, along with the Ministry of Agriculture and Rural Affairs and the Financial Regulatory Bureau, has issued a notice to promote collateral financing for agricultural facilities and live poultry, emphasizing the need for a structured management system and risk prevention mechanisms [1][2]. Group 1: Promotion of Collateral Financing - The notice highlights the importance of focusing on high-value agricultural facilities and clearly owned live poultry for collateral financing [1]. - It encourages the use of digital technologies such as electronic ear tags and biometric identification to enhance the management of collateral [1]. Group 2: Establishing Management Systems - A systematic approach for the registration of agricultural facilities and live poultry as collateral is to be developed, including processes for declaration, investigation, verification, and public disclosure [1]. - The establishment of assessment institutions and personnel for evaluating the value of agricultural facilities and live poultry is encouraged [1]. Group 3: Registration and Digital Management - The notice calls for the improvement of collateral registration models and the creation of a list of collateral items tailored to local conditions [2]. - Financial institutions are encouraged to innovate financial products and services, exploring models that combine agricultural insurance with financing [1][2]. Group 4: Risk Management and Policy Support - A mechanism for credit risk sharing and monitoring is to be established, along with innovative guarantee service paths to expand insurance coverage [1][2]. - The notice emphasizes the need for policy incentives and financing support to encourage financial institutions to increase the issuance of loans secured by agricultural facilities and live poultry [2].

央行等三部门:深入推进现代设施农业建设贷款贴息试点,加强资金激励支持 - Reportify